A seasoned professional with 26+ years of experience in fintech, digital payments, IT, information security, risk & compliance, audits, partnerships, and software development. He has served as Chief Digital Technology Officer at Seen Tarbi (Saudi Arabia), a SAMA-regulated open banking fintech. He previously worked as General Manager Digital Financial Services at NIFT, where he led NIFT ePay, and was a founding member & CIO of NayaPay. He has also contributed in leadership roles at Lakson Business Solutions, RapidCompute Cybernet, DataCheck, and CDC Pakistan, driving innovation and digital transformation across organizations.